:root{--ink:#0f172a;--soft:#334155;--muted:#64748b;--line:#e2e8f0;--bg:#f8fafc;--card:#fff;--green:#22c55e;--green2:#4ade80;--shadow:0 18px 50px rgba(15,23,42,.08)}*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:radial-gradient(circle at top left,#ecfdf5,transparent 28%),linear-gradient(#fff,var(--bg));}a{color:inherit;text-decoration:none}.wrap{max-width:1180px;margin:0 auto;padding:0 22px}.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.86);backdrop-filter:blur(16px);border-bottom:1px solid rgba(226,232,240,.8)}.header-inner{height:76px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;gap:12px;align-items:center}.brand-icon{width:46px;height:46px;border-radius:16px;background:linear-gradient(145deg,#111827,#263241);box-shadow:0 12px 28px rgba(15,23,42,.24);display:grid;grid-template-columns:1fr 1fr;grid-template-rows:1fr 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var(--line);padding:24px 0;color:var(--muted);font-size:13px;background:#fff}.modal{position:fixed;inset:0;background:rgba(15,23,42,.55);backdrop-filter:blur(8px);display:none;align-items:center;justify-content:center;padding:22px;z-index:40}.modal.open{display:flex}.modal-card{width:min(920px,100%);max-height:90vh;overflow:auto;background:#fff;border-radius:32px;padding:26px;box-shadow:0 30px 80px rgba(0,0,0,.25);position:relative}.close{position:absolute;right:20px;top:16px;border:0;background:#f1f5f9;border-radius:14px;width:38px;height:38px;font-size:24px;cursor:pointer}.calc-title{padding-right:42px;margin-top:2px}.calc-desc{color:var(--muted);line-height:1.6}.calc-layout{display:grid;grid-template-columns:1fr 280px;gap:20px;margin-top:20px}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.field label{display:block;font-weight:800;font-size:13px;margin-bottom:7px;color:var(--soft)}.field input,.field select,.field textarea{width:100%;border:1px solid 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14px;font-weight:800;cursor:pointer}.note{font-size:13px;color:var(--muted);line-height:1.5;margin-top:14px}.mini-ad{margin-top:18px}.hidden{display:none}@media(max-width:980px){.hero,.app-layout,.calc-layout{grid-template-columns:1fr}.sidebar{position:static}.tool-grid,.popular-grid,.about-grid{grid-template-columns:repeat(2,1fr)}.desktop{display:none}.top-nav{display:none}}@media(max-width:640px){.tool-grid,.popular-grid,.about-grid,.form-grid{grid-template-columns:1fr}h1{font-size:44px}.modal-card{padding:20px;border-radius:24px}} .install-btn{margin-left:auto;margin-right:18px;border:1px solid var(--line);background:#fff;color:var(--soft);border-radius:14px;padding:9px 14px;font-weight:800;font-size:13px;cursor:pointer;display:inline-flex;align-items:center;gap:7px;box-shadow:0 6px 20px rgba(15,23,42,.06)} .install-btn:hover{background:var(--ink);color:#fff;border-color:var(--ink)} .install-btn[hidden]{display:none} .ios-steps{color:var(--soft);line-height:1.9;padding-left:20px;margin:14px 0} .ios-steps strong{color:var(--ink)} @media(max-width:980px){.install-btn{margin-right:0;font-size:12px;padding:8px 11px}} /* ---- calculator layout, rebuilt around the ANSWER ------------------------ The previous order put the formula and the legal disclaimer between the inputs and the result. On an iPhone 14 viewport that pushed the answer entirely below the fold: you pressed Calculate and the screen did not appear to change. Named grid areas let one DOM order serve both layouts -- result in the right column on desktop, directly under the inputs on mobile, with the ad last in both. */ .calc-layout{display:grid;grid-template-columns:1fr 280px;gap:20px;margin-top:20px; grid-template-areas: "form result" "actions result" "formula result" "note result" "ad ad";} .calc-layout>.form-grid{grid-area:form} .calc-layout>.result-col{grid-area:result} .calc-layout>.button-row{grid-area:actions} .calc-layout>.formula{grid-area:formula} .calc-layout>.note{grid-area:note} .calc-layout>.mini-ad{grid-area:ad;margin-top:4px} /* Collapsed by default: useful to the curious, never between a user and their answer. */ .formula{border:1px solid var(--line);border-radius:18px;background:#f8fafc;padding:0} .formula summary{cursor:pointer;padding:13px 15px;font-weight:800;color:var(--soft);font-size:14px;list-style:none} .formula summary::-webkit-details-marker{display:none} .formula summary::after{content:" ▾";color:var(--muted)} .formula[open] summary::after{content:" ▴"} .formula .formula-body{padding:0 15px 14px;color:var(--soft);line-height:1.55} /* The result should feel like it updated, without being distracting. */ .result-box{transition:box-shadow .18s ease} @media (prefers-reduced-motion:no-preference){ .result-box strong{transition:color .12s ease} } @media(max-width:980px){ .calc-layout{grid-template-columns:1fr; grid-template-areas:"form" "result" "actions" "formula" "note" "ad";} .result-col{position:sticky;top:8px;z-index:2} } /* ---- search results ------------------------------------------------------ Typing something unmatched used to empty the grid with no explanation -- a blank void reads as a broken site, not as "no matches". */ .no-results{grid-column:1/-1;text-align:center;padding:44px 20px;border:1px dashed var(--line);border-radius:24px;background:#fff;color:var(--soft)} .no-results strong{display:block;font-size:18px;color:var(--ink);margin-bottom:8px} .no-results p{margin:0;color:var(--muted)} .linky{border:0;background:none;padding:0;font:inherit;font-weight:800;color:var(--green);cursor:pointer;text-decoration:underline} /* Novelty calculators keep their place on the site -- they attract links and searches the serious tools never will -- but behind a clear divider, so they are not sitting beside a home-affordability tool undercutting it. */ .fun-divider{grid-column:1/-1;margin:26px 0 4px;padding-top:22px;border-top:1px solid var(--line)} .fun-divider h3{margin:0 0 4px;font-size:20px;letter-spacing:-.03em} .fun-divider p{margin:0;color:var(--muted);font-size:14px} /* ---- per-calculator page copy ------------------------------------------- A page that is only a form gives Google ~40 words and no reason to rank it over Bankrate. This is where the explanation, worked example and FAQs live. */ .calc-copy{margin-top:34px;max-width:760px} .calc-copy h2{font-size:26px;letter-spacing:-.03em;margin:0 0 10px} .calc-copy h3{font-size:18px;margin:24px 0 8px} .calc-copy p{color:var(--soft);line-height:1.75;margin:0 0 12px} .calc-copy ol{color:var(--soft);line-height:1.9;padding-left:22px;margin:0} .faq{margin:0} .faq dt{font-weight:800;margin-top:16px} .faq dd{margin:6px 0 0;color:var(--soft);line-height:1.7} .related{list-style:none;padding:0;margin:8px 0 0;display:flex;flex-wrap:wrap;gap:10px} .related a{display:inline-block;border:1px solid var(--line);background:#fff;border-radius:999px;padding:8px 14px;font-weight:700;font-size:14px;color:var(--soft)} .related a:hover{background:var(--ink);color:#fff;border-color:var(--ink)} /* The cards are anchors, not buttons, so crawlers can follow them and cmd-click opens a new tab. These four declarations are what